Letter of medical necessity
[Date]
To: [Insurer], Utilization Review or Medical Director
Re: [Patient name], date of birth [date], member ID [ID]
Test: [test name], [laboratory], CPT [codes]
I am writing to request coverage for [test name] for my patient, [patient name].
Clinical indication. [Diagnosis or suspected diagnosis, with ICD-10 codes.] [Two to four sentences: the presentation, the relevant findings, and the prior workup with its results.]
Family history. [Relevant relatives and their diagnoses. Pedigree attached if available.]
Why testing now. [What makes the diagnosis likely, and why earlier testing did not answer the question.]
How the result will change management. [Specific actions that depend on the result: treatment, surveillance, tests avoided, and cascade testing of relatives.]
Supporting guideline. [guideline or society statement, with its citation and the section that applies.]
The laboratory's price for this test is [amount]. I am happy to discuss this request with your medical director at [phone].
Sincerely,
[Name and credentials]
[Practice, address]
NPI [number], [phone], [secure fax or address]